Recently car insurance company AXA conducted a research on irresponsible driving. The research shows that every year road rage claims 800 lives in Britain alone.
As per the study almost 35% of car drivers who met with a serious accident felt angry or frightened because of another driver in the seconds leading up to the incident. If drivers are alerted about such incidents before itself they will drive safely and road rage accidents would go down.
Every year on an average £35 goes from each driver's pocket towards annual premium and the reason behind this is accidents that happen due to road rage. If the careless attitude towards driving continues amongst drivers then the premiums will rise further. The insurance companies take high risks when granting a vehicle insurance because in most of the cases the drivers are at fault and the damages are huge. But the compensation has to be made. Road rage accidents end up injuring the drivers and their vehicles to a very high extend. The cost of treating injuries is going up day after day and if drivers are taking up the responsibility of driving responsibly then insurers have no option but to increase the premium costs. High premium rates are also being used as a reason to put people to drive safely on the roads.
There is a fear in the minds of insurers and the government, if the premium rates go on increasing a lot of drivers may decide not to take an insurance which will be even more harmful. They would have no cover in emergency situations and any mishap.
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