Recently car insurance company AXA conducted a research on irresponsible driving. The research shows that every year road rage claims 800 lives in Britain alone.
As per the study almost 35% of car drivers who met with a serious accident felt angry or frightened because of another driver in the seconds leading up to the incident. If drivers are alerted about such incidents before itself they will drive safely and road rage accidents would go down.
Every year on an average £35 goes from each driver's pocket towards annual premium and the reason behind this is accidents that happen due to road rage. If the careless attitude towards driving continues amongst drivers then the premiums will rise further. The insurance companies take high risks when granting a vehicle insurance because in most of the cases the drivers are at fault and the damages are huge. But the compensation has to be made. Road rage accidents end up injuring the drivers and their vehicles to a very high extend. The cost of treating injuries is going up day after day and if drivers are taking up the responsibility of driving responsibly then insurers have no option but to increase the premium costs. High premium rates are also being used as a reason to put people to drive safely on the roads.
There is a fear in the minds of insurers and the government, if the premium rates go on increasing a lot of drivers may decide not to take an insurance which will be even more harmful. They would have no cover in emergency situations and any mishap.
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Previous Post:CAN YOU LEND ME SOME INSTANT MONEY
Sunday, August 22, 2010
Monday, August 9, 2010
“CAN YOU LEND ME SOME INSTANT MONEY”
In these doubtful and financially hit times where the flow of money for a common man is as much as that of water in the desert, ‘Instant Cash Advance Loans’ come in very handy and helpful. The trouble is today while asking for personal loans one has to go through paper work verification and security and what not.
All that credit check is done away with these ‘Pay Day Loans’. There are a number of companies offering different types of ‘payday loans that see money being given to you in your hands within hours after submission of the application form for the instant cash advance loan or instant pay day loan.
Work injury claim UK helps to receive your deserving work injury compensation hassle free. Their expert lawyers gives you excellent assistance to make a valid claim for injury compensation.
You may choose between these innumerable companies and their offers and see which company and its scheme suits your need best. Of course one would do well to remember that these loans are at the heart, for some instant but basic financial requirement that you need to take care of. One may not however fancy buying a car with an instant payday loan for the loaned sum would be removed from his next paycheck. One should also apply for only a particular amount that is realistic enough considering his own monthly earnings.
The plus of applying for a payday loan is that one doesn’t have to pay more interest if you have a bad credit when compared to the ones with a good credit. Never the less these instant payday loans are best used for persons with a stable income and who have suddenly met with an urgent requirement of money for simple problem to see them through the days until their next pay check arrives.
Easy payday loans are easy to find and quick to apply for. Terms and conditions for easy payday loan vary from lender to lender. To get this quick payday loans you will need to check the interest rates deducted by online payday loan company.
Previous Post:Young Adults are more likely to face Debt Problems
All that credit check is done away with these ‘Pay Day Loans’. There are a number of companies offering different types of ‘payday loans that see money being given to you in your hands within hours after submission of the application form for the instant cash advance loan or instant pay day loan.
Work injury claim UK helps to receive your deserving work injury compensation hassle free. Their expert lawyers gives you excellent assistance to make a valid claim for injury compensation.
You may choose between these innumerable companies and their offers and see which company and its scheme suits your need best. Of course one would do well to remember that these loans are at the heart, for some instant but basic financial requirement that you need to take care of. One may not however fancy buying a car with an instant payday loan for the loaned sum would be removed from his next paycheck. One should also apply for only a particular amount that is realistic enough considering his own monthly earnings.
The plus of applying for a payday loan is that one doesn’t have to pay more interest if you have a bad credit when compared to the ones with a good credit. Never the less these instant payday loans are best used for persons with a stable income and who have suddenly met with an urgent requirement of money for simple problem to see them through the days until their next pay check arrives.
Easy payday loans are easy to find and quick to apply for. Terms and conditions for easy payday loan vary from lender to lender. To get this quick payday loans you will need to check the interest rates deducted by online payday loan company.
Previous Post:Young Adults are more likely to face Debt Problems
Tuesday, August 3, 2010
Young Adults are more likely to face Debt Problems
As per a report by a consumer organization young adults between the age of 18 and 34 years are at a high risk of facing serious debt issues.
On one side the homeowners are coming out of debts because of the low interest rates for the first time in the past 17 years. However, young adults do not usually take decisions for buying homes; there are other factors that are leading them to bad debts.
As per the findings, 1 out of 3 people under the age of 34 has failed to repay the bills in the past one year. 29% of the young adults admitted of having credit problems as compared to 18% of all the age groups and 23% of people with long-term illness and disabilities.
A major reason why youngsters fall in debts is because they most of the time choose short-term loans as they do not want to keep long repayment commitments. The lenders of such loans take the advantage and charge interest rate that is equal to 2,500% a year. It is also been observed that certain legal lenders charge a higher amount of interest rate when compared to the illegal lenders. The government is taking steps and planning to implement a cap on interest rates to avoid debt problems. Tighter and tougher norms will govern short-term lending.
Many times the victims of exorbitantly high interest rates are not aware of what they are getting into. Once they fall in the debt trap, they realize their mistake and then it becomes impossible for them to come out of it.
Cash loans are quick means to get some quick cash loans to pay an urgent and unexpected bill, or control of your finances till next payday. While applying for cash loans check the interest rates.
Whiplash Accident Compensation Claim : Car Crash Claims can help you claim injury compensation for whiplash with a guaranteed no wins no fee policy. Visit http://www.claim-car-crash.co.uk to consult specialist injury lawyers for maximum compensation.
Previous Post:Leading UK lenders raise Interest rates
On one side the homeowners are coming out of debts because of the low interest rates for the first time in the past 17 years. However, young adults do not usually take decisions for buying homes; there are other factors that are leading them to bad debts.
As per the findings, 1 out of 3 people under the age of 34 has failed to repay the bills in the past one year. 29% of the young adults admitted of having credit problems as compared to 18% of all the age groups and 23% of people with long-term illness and disabilities.
A major reason why youngsters fall in debts is because they most of the time choose short-term loans as they do not want to keep long repayment commitments. The lenders of such loans take the advantage and charge interest rate that is equal to 2,500% a year. It is also been observed that certain legal lenders charge a higher amount of interest rate when compared to the illegal lenders. The government is taking steps and planning to implement a cap on interest rates to avoid debt problems. Tighter and tougher norms will govern short-term lending.
Many times the victims of exorbitantly high interest rates are not aware of what they are getting into. Once they fall in the debt trap, they realize their mistake and then it becomes impossible for them to come out of it.
Cash loans are quick means to get some quick cash loans to pay an urgent and unexpected bill, or control of your finances till next payday. While applying for cash loans check the interest rates.
Whiplash Accident Compensation Claim : Car Crash Claims can help you claim injury compensation for whiplash with a guaranteed no wins no fee policy. Visit http://www.claim-car-crash.co.uk to consult specialist injury lawyers for maximum compensation.
Previous Post:Leading UK lenders raise Interest rates
Leading UK lenders raise Interest rates
Lending money has always been on the list of people, be it for buying a home or a car or an emergency. The lenders too have to keep up their profit margins and at the same time offer competitive interest rates to stay ahead of the competition. Amidst all this, 3 of the leading UK lenders have raised their interest rates.
3 banks namely Bradford & Bingley (B&B), the Co-operative Bank and First Direct have raised the cost of their fixed-rate loans. The rate at which borrowers borrow money from the lenders is constantly rising and hence the banks have decided to make this move.
Work injury claim UK helps to receive your deserving work injury compensation hassle free. Their expert lawyers gives you excellent assistance to make a valid claim for injury compensation.
First Direct has raised its 2 year fixed mortgage rate to 6.15% from the past 0.16%. While the Co-operative Bank has raised its 3 year fixed mortgage by 0.7% and the 5 year fixed rate by 0.9%. Meanwhile Bradford & Bingley has increased its fixed rate mortgage between 0.5% and 0.7%.
The variable mortgage loan has gone up by 0.1% and the interest rate on fixed-rate self-certification mortgages has increased by 0.95%. Even the interest on buy to let loans has risen by 0.3%.
Every person wishes to own a home and this is not possible without a mortgage. The lenders now decided to raise the interest rates, which leaves the borrowers with 2 options; either to wait for the rate to come down or to pay the high rates.
Immediate cash loans for unemployed and those suffering from bad credit rating. Immediate cash loans help to tide you over until your next pay check.
Previous Post:Going for a Mortgage Keep in Mind these points
3 banks namely Bradford & Bingley (B&B), the Co-operative Bank and First Direct have raised the cost of their fixed-rate loans. The rate at which borrowers borrow money from the lenders is constantly rising and hence the banks have decided to make this move.
Work injury claim UK helps to receive your deserving work injury compensation hassle free. Their expert lawyers gives you excellent assistance to make a valid claim for injury compensation.
First Direct has raised its 2 year fixed mortgage rate to 6.15% from the past 0.16%. While the Co-operative Bank has raised its 3 year fixed mortgage by 0.7% and the 5 year fixed rate by 0.9%. Meanwhile Bradford & Bingley has increased its fixed rate mortgage between 0.5% and 0.7%.
The variable mortgage loan has gone up by 0.1% and the interest rate on fixed-rate self-certification mortgages has increased by 0.95%. Even the interest on buy to let loans has risen by 0.3%.
Every person wishes to own a home and this is not possible without a mortgage. The lenders now decided to raise the interest rates, which leaves the borrowers with 2 options; either to wait for the rate to come down or to pay the high rates.
Immediate cash loans for unemployed and those suffering from bad credit rating. Immediate cash loans help to tide you over until your next pay check.
Previous Post:Going for a Mortgage Keep in Mind these points
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